Investment Types Explained

A guide to each investment type VestmentPulse supports and when to use each one.

Investment types

VestmentPulse supports the most common income-producing asset types used in the Income Stacking strategy.

A debt instrument where you act as the lender. You receive monthly principal + interest payments from the borrower. Typical yield: 8–14% annually.

Residential or commercial real estate you own and rent out. Cashflow = Rent - (Mortgage + Taxes + Insurance + Expenses).

Ownership stake in a business generating distributions or salary to you.

Short-term loans to real estate investors or businesses, typically secured by collateral.

Equity investments that pay regular dividends.

Insurance products that pay a fixed or variable income stream.

Use for any asset that doesn't fit the above categories. You can still track cashflow and portfolio value.

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Each type affects how VestmentPulse categorizes your assets on the dashboard and in reports.